Business Insurance

Business Insurance
Loss or Damage to Business Assets & Related Risks Insurance
Municipal & Public Sector Insurance
Loss or Damage to Municipal & SOE Assets and Related Risks
Hospitality Insurance
Loss or Damage to Hotel, Lodge and Guesthouse Assets & Related Risks Insurance.
Health Practice Insurance
Loss or Damage to Doctors, Dentists, Optomertrists Practice Assets & Related Risks Insurance
Legal Practice Insurance
Loss or Damage to Legal Practice Assets and Related Risks
Engineering And Construction Risk Insurance
Loss or Damage to Engineering and Construction Assets & Related Risks Insurance.

Insurance Solutions which are customised to suite your needs

GOVRISK Construction Insurance
  • What’s included: Public Liability, Contractors All Risk, Plant All Risk.
  • Who it’s for: Builders, Contractors, Electricians, Plumbers, etc.
  • Why it’s needed: Often required for tenders and covers damage on site, and tools and machinery.
Professional Services Shield
  • What’s included: Professional Indemnity, Cyber Insurance, Public Liability, Events Liability
  • Who it’s for: Consultants, Engineers, Attorneys, Legal, IT, and Finance Professionals, Event Organisers
  • Why it’s needed: Helps protect against claims for professional mistakes, data breaches, and liability during business or hosted events.
Transporter Combo (includes Passenger Transport)
  • Tailored cover for Fleets, Minibus Taxi Insurance, Taxi-Cab Insurance, Midibus Insurance, Bus & Coach Insurance, Truck & Trailer Insurance, Goods in Transit Insurance.
Medical Practice Cover
  • What’s included: Medical Malpractice, Public Liability
  • Who it’s for: Doctors, GPs, medical specialists, therapists
  • Why it’s needed: Covers legal claims for negligence or injuries to patients or visitors.

Key Product Benefits

Product
What It Covers
Who It’s For
Public Liability
Injury or damage to others during business operations
Contractors, consultants, small businesses
Events Liability
Injury or damage at an event hosted by your business
Event organisers, professional services
Contractors All Risk
Construction damage or loss
Builders, contractors, plumbers, electricians
Plant All Risk
Machinery and equipment cover
Construction firms, plant hire
Goods in Transit
Loss or damage to goods while being transported
Couriers, logistics
Commercial Vehicle
Damage or loss to business vehicles
Fleets, taxis, Uber/Bolt
Passenger Liability
Injuries to passengers
Taxi, shuttle, bus operators
Professional Indemnity
Claims for advice or professional mistakes
Consultants, legal, finance, IT
Cyber Insurance
Data breaches, hacking, and POPIA issues
IT, e-commerce, legal, finance
Medical Malpractice
Claims for medical negligence
Doctors, GPs, specialists
Medical Public Liability
Injuries to patients or visitors on premises
Private practices, clinics, medical rooms

We arrange placement of your insurance portfolio with reputable Insurers and Re-Insurers which enable us to provide Superior

Additional Optional Cover Available:

• Public & Employers Liability • Accident & Health
• Travel insurance • Machinery Breakdown
• Professional Indemnity • Business Interruption
• Commercial Crime • Cyber Liability
• Directors & Officers Liability • Accounts Receivable
• Several other optional extensions can be arranged.
• Guarantees & Bonds

Close-up of a contract signing with hands over documents. Professional business interaction.