What Does GOVRISK Cover?
Our Home Contents Insurance includes protection against a wide range of insured events:
Theft or attempted theft (with or without forced entry)
Fire, lightning, smoke, or explosion
Storm, wind, hail, or flood damage
Water damage from burst geysers or pipes
Malicious damage or vandalism
Power surge (optional)
Accidental damage (optional add-on)
We also offer All Risks cover for portable items such as laptops, jewellery, or smartphones that leave the home with you.